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How to sell my house quick

How to get 100 percent market value for your house?

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How to get 100 percent market value for your house?

House prices are not improving After the collapse of banks and house prices going down, many homeowners made a decision to hold on to their house for a couple of years, expecting house prices to recover. However, after a few years, the house market is still very slow and prices are not planning to rise just yet. Not an easy time for homeowners to watch how their money disappear, especially if they need to sell and can’t afford to keep the house any longer.    How can you sell your house fast? Now, when the hopes for fast recovery disappeared, people can’t wait any longer and decide to sell their house, but in the current market this might become a really time consuming and daunting task: too many sellers, not enough buyers, level of mortgages approvals dropped. So, people start looking for fast solutions, where they can get the fast cash and finally move on. Usually homeowners get 70% to 80% for their house, which is good if there is enough equity in the house to leave some money behind and if it suites the homeowners. But it’t also possible that there is a small or no equity in the house, or may be house is in negative equity. Also some homeowners are reluctant to sell their house for 70% – 80%, as they already lost a lot due to falling prices.   How to get a 100% market price for your house? So, what to do? Well, there is another option available, where you can still achieve 100% for your house. There are limited number of companies who offer this option and we are one of them. We look at the property as a long term investment, which means that at some point in the future we still expect property to go up in price, which might happen in 10 or 20 years. When a homeowner might not be able to wait so long, we are happy to do so. We can pay 100% market value or in some cases even more, when the house is in negative equity and then we can wait for the house price to go up in the future. If you are in a situation where you need to get the full market price, please, contact us. To your happiness. Dasha  ...

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Sell house to avoid repossession

Posted in Financial difficulties, How to sell my house quick | 0 comments

Sell house to avoid repossession

Repossession rate is growing. Repossession is a disaster: destroyed lives, lost homes, broken families…. Just imagine, that 9,600 homes were repossessed in the UK in the first three months of 2012 – 9,600 families lost their homes! According to the Council of Mortgage Lenders (CML) is actually a good news, as the number is lower than predicted. In 2011 there were 36,200 UK homes repossessed and it’s predicted to reach 45,000 by the end of 2012.   Why houses are getting repossessed? So, why so many people lose their homes?  Why so many houses are getting repossessed especially when the interest rate is so low? Of course in the current recession many people lost their jobs which impacted many families’ finances. On top of that prices of food, utilities and fuel went up keep making a further dent in family budgets. As a result, people start getting into arrears, not being able to pay their mortgage and bills. I met homeowners who got into arrears due to sudden illness, job loss, unavoidable house repairs and credit card debt. The one thing they had in common is they were unable to keep up with the mortgage payments. To start with people might just miss a payment or two, but it’s getting harder to catch up, so they plan to sell the house and cover the debts. However in the current market environment this might be not an easy task. Often homeowners are unable to drop the price any further and stay on the market while the arrears are growing. They really need to sell house to avoid repossession, but it’s not that easy. The arrears are growing and the situation getting more and more difficult! Home owners can’t see a way out, they get stressed and feel hopeless and instead of dealing with the situation, many people “bury head in the sand”. I was talking to a lady, who lost her house without telling anyone, as she was embarrassed about it! If people are consistently missing mortgage payments and don’t communicate with the bank, then the next step will be a house repossession order.   Sell house to avoid repossession! So, how to sell house to avoid repossession?  The answer is ACTION NOW! If you are in arrears, don’t hide and wait until the repossession. Review your finances, talk to your lender, they can work out a payment plan for you. Ask you friends and family for help, don’t “bury your head in the sand”. If you are facing repossession or received a repossession order, is still not too late. We can stop repossession and sell your house, so you can be free! To your happiness....

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Need to sell my house. Need to move on.

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Need to sell my house. Need to move on.

I need to sell my house.  “I have been on the market for 2 years, changed an estate agent,  dropped the price a few times, tired of keeping the house clean, spend my Saturdays waiting for buyers… and as a result the house is still unsold! I  just need to sell my house and go!”  This is just one of  many similar stories , which house owners experience right now.    The property market is probably in it’s worst condition since a long time ago: the house prices keep falling, the interest rates start raising, the banks are not lending, new buyers are unable to get onto the property ladder and the houses are not selling. In this situation, home owners face a lot of questions and uncertainties and their life often comes to  a standstill, as they dealing with the house sale.    People need to sell and move on. However people still need to move on with their lives:  new jobs, new places, growing families, lost marriages, lost job and so on. I met couples which are going through a divorce, but unable to separate, because they are unable to sell their house. I met families who need to move due to a job change, but they are forced to live separate as they cant’ sell the house. Well, the traditional property system is not flexible enough to serve in this volatile environment. It works well when the market is going up with homeowners borrowing money from the bank and then re-mortgaging, but after banks collapsed and house prices plummeted, the system just doesn’t work.   Can you sell your house? The answer is “Yes, you can still sell your house and move on with your life.” We all know that human nature focuses on finding problems and then solving them, so this is just another problem that can be solved.  There are new creative systems developed which will allow you to sell your house in any situation. Contact me to discuss your options.   To your happiness. Dasha      ...

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How to find out if my house in negative equity?

Posted in House in negative equity, How to sell my house quick | 0 comments

How to find out if my house in negative equity?

What does it mean “house in negative equity”? Mortgage brokers,  banks and press talk about houses in negative equity being a real problem at the moment…. What does it mean house in negative equity?  And how do I find: “Is my house in negative equity or not? And if my house in negative equity who will buy my house quick?” First of all,  what is equity? Equity is an amount of cash you can pocket after you sold your house and paid off the mortgage. When you buy a house, your equity is your cash deposit. Easy. Now,  when does a house turns into a house in negative equity?  If house prices keep falling, like they are doing right now, then at some point the value of the house will become lower than the outstanding mortgage, so you can say my house in negative equity. In other words, if you owe on your house more than what you can sell it for, than the house is in negative equity.    How to find out if my house in negative equity? You need to compare 2 numbers: 1. The value of your house or how much you could sell your house for  in the current market. Review similar houses in your area  which were sold recently to get an idea and if you need more reassurance, than get a Valuation report from a qualified Surveyor, like CountryWide. 2. Second number is a total debt against your house: mortgage, loan, other borrowings all put together. Don’t forget to include taxes and other fees which will be paid to your solicitor and estate agents when you sell. 3. If all yours debts together (second number) are higher than the value of the house ( first number), then your house is in negative equity. The negative equity value would be the difference between 2 numbers. What’s next? If you discovered “my house in negative equity”, then don’t be discouraged, as if don’t need to sell your house right now, then there is no probem. Just carry on paying the mortgage and when the prices go up again, there will be no negative equity on your house. So in this case, do nothing! However if you need to sell your house quickly and you are thinking who will buy my house quick, than you come to the right place, as we specialise in buying houses in negative equity. Read Can I sell my house in negative equity? and get in touch!   “We believe there is a solution to any property problem and we can help you to find it.” To your happiness. Dasha...

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Need to sell your house Swindon or may be not?

Posted in How to sell my house quick, Landlord | 0 comments

Need to sell your house Swindon or may be not?

Debating if you need to sell your house Swindon or may be not? – many landlords are in a similar position, asking the same question and strugling to find an easy answer. Let’s review some of the usual questions. The house prices are still going down, so should I sell now? What if the house prices will keep dropping even further and I will lose even more?  Looking at the property market expectations, many specialists are saying that the house prices are falling before a slow recovery, so based on this prediction it make sense to hold your property and wait for the better times. No one can give you an answer when exactly the house prices will go up, so you should be careful with your decision. Can you manage the property for a few years or do you need to sell your house Swindon and you wonder who will buy my house quick? Interes rates going up What would happen with the interest rate? Should I sell before the interest rate will go up? At the moment we are enjoying the lifetime cheapest mortgage rates with Bank of England rate at 0.5% and the mortgage payments are easily covered with the incoming rent, but we all know that the mortgage rates won’t stay low forever. You should definitely take this into consideration, as the rent won’t increase dramatically, so the question to answer is would you be able to cover the mortgage payments if the interest rate increases? How long for? Just want to sell my property quick “I just don’t want the hassle anymore” – I hear from landlords an answer to a question “why do you need to sell your house Swindon?”.  If you are a landlord, you need to maintain and fix the property, pay letting agents, take the loss when the property is empty and in some instances pay a shortfall between the mortgage and the rent. In this situation, you feel like you need to sell your house Swindon quickly. And of course your personal circumstances: are you relocating or immigrating? Do you need to sell your house quickly for cash Swindon? Planning to use the cash elsewhere: holidays, weddings, cars or other?  Is your life style changing or you are planning to retire? I am sure you will have more questions relevant to your personal situation. Unfortunately there is no an easy answer. You need to answer many important questions in your life and also consider all the financial factors influencing the housing market, before you make your final decision if you need to sell your house Swindon right now.   ” We believe there is a solution to any property problem and we can help you to find it.” To your happiness....

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Need to sell your house? We can help!

Posted in How to sell my house quick | 0 comments

– Stressed, as you need to sell fast, but the house won’t sell? – Confused, wondering why your house wouldn’t sell? – Exhausted after beeing on the market for months without any result? If this sounds familiar, don’t be discauraged, as we can help! We can buy your house in any situation and any condition, these are some common situations: sell your house fast need to sell a house in negative equity get fast cash and move on get 100% market value for your house stop repossession and get free get out of debts and make a new start sell in line with your moving arrangements avoid paying estate agent fees sell house in any condition I can pay your solicitor costs complete in 10 days if needed I can pay your mortgage while completing the purchase find a solution to your specific situation If you need help selling your home, contact me via my “Sell my House” contact form on the right and I will help you to find a solution. This service is...

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