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Need to sell your house Swindon or may be not?

Posted in How to sell my house quick, Landlord | 0 comments

Debating if you need to sell your house Swindon or may be not?

– many landlords are in a similar position, asking the same question and strugling to find an easy answer. Let’s review some of the usual questions.

The house prices are still going down, so should I sell now? What if the house prices will keep dropping even further and I will lose even more?  Looking at the property market expectations, many specialists are saying that the house prices are falling before a slow recovery, so based on this prediction it make sense to hold your property and wait for the better times. No one can give you an answer when exactly the house prices will go up, so you should be careful with your decision. Can you manage the property for a few years or do you need to sell your house Swindon and you wonder who will buy my house quick?

Interes rates going up

What would happen with the interest rate? Should I sell before the interest rate will go up? At the moment we are enjoying the lifetime cheapest mortgage rates with Bank of England rate at 0.5% and the mortgage payments are easily covered with the incoming rent, but we all know that the mortgage rates won’t stay low forever. You should definitely take this into consideration, as the rent won’t increase dramatically, so the question to answer is would you be able to cover the mortgage payments if the interest rate increases? How long for?

Just want to sell my property quick

“I just don’t want the hassle anymore” – I hear from landlords an answer to a question “why do you need to sell your house Swindon?”.  If you are a landlord, you need to maintain and fix the property, pay letting agents, take the loss when the property is empty and in some instances pay a shortfall between the mortgage and the rent. In this situation, you feel like you need to sell your house Swindon quickly.

And of course your personal circumstances: are you relocating or immigrating? Do you need to sell your house quickly for cash Swindon? Planning to use the cash elsewhere: holidays, weddings, cars or other?  Is your life style changing or you are planning to retire?

I am sure you will have more questions relevant to your personal situation.

Unfortunately there is no an easy answer. You need to answer many important questions in your life and also consider all the financial factors influencing the housing market, before you make your final decision if you need to sell your house Swindon right now.


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