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Personal stories

Stop house repossession

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Stop house repossession

How Elly’s family was facing repossession, but managed to stop it and sell the house. Elly’s story: “My husband lost his job. We started to miss payments on the mortgage as it was more important to feed our 4 kids. My husband was looking for a job for more than a year without any success, so we were getting more and more deinquent on payments. We borrowed more money just to get us through the difficult period and at the same time decided to sell the house to solve our financial problems. After a few months the house was  still unsold and the  lenders were demanding the money and sending letters of defalult and penalties and finally we recieved the court order. The situation became unbearable – we were so stessed, we started to argue, which never happened before….. We were so close to an end, but luckily, our friend recommended us to talk to Dasha. We already had a repossession order on our hands, so we didn’t think we could stop repossession and sell the house, but we were happy to try anything!  And, as a result we stopped repossession, sold the house and didn’t ruin our credit...

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Landlord selling rented house

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Landlord selling rented house

How Mark sells his investment house for a full market price and avoids more expenditure from rental income loss and house renovation. Mark’s story: ” I decided to sell my rental property to support my retirement.  I tried the traditional way first and put my house on the market with an estate agent. The house was on the market for a year and a half without any result! During this year I dropped the price twice from originally agreed and moved from one agent to another, but still no result. I had to get rid of tenants, as they were causing problems with the viewings. so my rental income also stopped. After they left I realised that I needed to renovate the house if I wanted to get a good price on the market.  Plus during the last year house prices went further down, so I lost another £8,000. I felt really frustrated, as the house started to cause a lot of stress instead of a happy retirement…. When I had a chat with Dasha I was pleased to learn that I don’t need to do any renovation and I can get a full market price, so I was happy to go...

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Cant pay mortgage, need to sell my house

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Cant pay mortgage, need to sell my house

How John and Mel cant afford to pay mortgage and credit cards and have to sell the house to get out of payment difficulties. John and Mel story: “We bought a one bedroom , rundown property and made it our building project, which seems a good idea after watching so many Building programs on TV. We spent a few years renovating our house, turning it into a 2 bed house with a modern-looking open space living area, new kitchen, new bathroom and an extra bedroom. We put a lot of time and effort into our house, but also we had to borrow more money to keep feeding the project. Our initial goal was to complete the renovation and sell the house, making enough money for us to move into a bigger place. With market going down we couldn’t sell our house for months, even after dropping the price significantly. The house just wouldn’t sell!  The situation was really getting tough, as we were struggling to pay our mortgage and other debts. We felt very dissappointed after putting so much into the house, we were unable to get the money out and got ourselves into the payment difficulties. We had a chat with Dasha and we were relieved to find out that the sale can be organised fast and our nightmare can be stopped: we don’t have to pay the mortgage and debts any more and we can make a fresh...

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